Business Savings
Essential savings for every business
2.50% APY
On all balances
- $500 minimum opening deposit
- No monthly maintenance fee
- 6 free withdrawals per month
- Free online & mobile banking
- NCUA insured up to $250,000
- Automatic transfers available
Business Money Market
Higher rates with easy access
3.25% APY
On balances $10,000+
- $2,500 minimum opening deposit
- Tiered interest rates
- Check writing privileges
- Unlimited deposits
- Free debit card access
- No monthly fee with $5K balance
Business Reserve
Premium savings for growth
3.75% APY
On balances $25,000+
- $10,000 minimum opening deposit
- Highest interest rates
- Unlimited transactions
- Dedicated relationship manager
- Priority customer service
- No fees on any balance
Account Comparison
| Feature | Business Savings | Business Money Market | Business Reserve |
|---|---|---|---|
| APY | 2.50% on all balances | Up to 3.25% (tiered) | Up to 3.75% (tiered) |
| Minimum Opening Deposit | $500 | $2,500 | $10,000 |
| Monthly Fee | $0 | $15 (waived with $5K) | $0 |
| Withdrawals | 6 free per month | Unlimited | Unlimited |
| Check Writing | Not available | ✓ Available | ✓ Available |
| Debit Card | Optional ($5/mo) | ✓ Free | ✓ Free |
| Online Banking | ✓ Free | ✓ Free | ✓ Free |
| Mobile Deposit | ✓ Free | ✓ Free | ✓ Free |
| Relationship Manager | - | - | ✓ Dedicated |
| Best For | Basic business savings | Active businesses needing access | Large reserves & premium service |
Interest Rate Tiers
Business Savings
All Balances
2.50% APY
Money Market
$0 - $9,999
1.50% APY
$10,000 - $49,999
2.50% APY
$50,000+
3.25% APY
Business Reserve
$10,000 - $24,999
2.75% APY
$25,000 - $99,999
3.25% APY
$100,000+
3.75% APY