Fixed-Rate Mortgage
Predictable payments
4.25% APR*
- Rate never changes
- 15 or 30-year terms
- Budget with confidence
- No surprises
- Build equity faster
Adjustable-Rate (ARM)
Lower initial rate
3.75% APR*
- Lower starting rate
- 5/1 or 7/1 ARM options
- Rate caps protect you
- Great for short-term
- Potential savings
FHA Loan
Low down payment
4.50% APR*
- As low as 3.5% down
- Lower credit scores OK
- First-time buyer friendly
- Government insured
- Competitive rates
Mortgage Calculator
Estimated Monthly Payment
$1,377
Principal & Interest: $1,377
Total Amount: $495,720
Total Interest: $215,720
Your Path to Homeownership
1
Get Pre-Approved
Know your budget before you shop
2
Find Your Home
Work with a real estate agent
3
Make an Offer
Submit your purchase agreement
4
Home Inspection
Ensure the property is sound
5
Close & Move In
Sign papers and get your keys!